Life is about seizing the moment and making the best of it. IKHLAS PREFERRED TERM TAKAFUL is a regular contribution family Takaful plan that offers an essential protection, which allows the Person Covered to truly be prepared for the uncertainty.
In the event of natural or accidental Death of the Person Covered while the Takaful Certificate is in force, 100% of the Basic Sum Covered will be payable to the Takaful Participant or your loved ones (nominee(s) or next of kin).
In the event of TPD due to natural causes or accident of the Person Covered while the Takaful Certificate is in force, 100% of the basic Sum Covered will be payable to the Takaful Participant. TPD benefit is payable up to the Person Covered reaching expiry age of 70 years old on next birthday.
In the event of Critical Illness (CI) of the Person Covered while the Takaful Certificate is in force, 100% of the basic Sum Covered will be payable to the Takaful Participant.
Any Person Covered who is aged forty-five (45) years and below is entitled to a non-medical limit (no medical examination), subject to a maximum Takaful Coverage of RM1,000,000 provided that the Person Covered is healthy.
In the event of maturity/surrender, the Takaful Certificate has no further value
Note: The death/TPD/CI benefits are guaranteed by the Risk Fund. The Takaful Certificate will cease immediately upon settlement of the claim.
